Money Isn’t Scary - Money Mindset, Money Anxiety, Intentional Spending, Saving Money, Money Management

In this week’s episode, I’m joined by Tracy Hoth — life coach, professional organizer, systems expert, and host of The Organized Coach Podcast. Tracy’s work goes far beyond organizing physical spaces. She helps people understand the emotional patterns, mindset shifts, and habits that often sit underneath clutter and overwhelm.

In our conversation, we talk about the connection between clutter, money, scarcity, and self-worth — and how decluttering can actually become a healing process. Tracy also shares practical strategies to simplify your home and life without falling into perfectionism.

Connect with Tracy

• Her podcast: The Organized Coach Podcast
• Decluttering Challenge: https://simplysquaredaway.com/declutter
• Website: https://simplysquaredaway.com/

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

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Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

In this week's episode, I’m talking about something that doesn’t get discussed nearly enough—the invisible financial load that so many moms carry every single day.

Beyond paying bills or managing accounts, there’s a deeper layer of responsibility: the constant thinking, planning, worrying, and anticipating around money. And in many households, that emotional and mental load quietly falls on moms—often without being seen or acknowledged.

I share my own experience with this, and how it can show up as pressure, burnout, guilt, and even resentment over time. We also talk about why this happens, how it becomes normalized, and what it looks like to start bringing awareness to it.

This is a gentle, honest conversation meant to help you feel seen—and to remind you that it doesn’t have to feel this heavy.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

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Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

 

In this episode, I’m joined by Kim O’Hara, coach and host of This Delicious Life, for a really grounding conversation about what it means to build a life that actually feels good—not just one that looks good on paper.

We talk about the idea of a “delicious life” and how small, intentional moments of self-kindness can shift how we show up day-to-day. We also explore the connection between our overall wellbeing and our relationship with money—and how feeling more aligned in our lives can lead to more confident, intentional financial decisions.

We also get into those all-too-familiar moments of waking up with a sense of dread, and how to gently move through that by creating space for joy, even in small ways.

This is an honest, feel-good conversation that will leave you thinking a little differently about what really matters.

 

Connect with Kim:

• Website: kimohara.com
• Podcast: This Delicious Life
• Substack: I Give You Permission

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

 

 

Do you ever feel like you’re just… tired of thinking about money? Because I do—and that’s what inspired this episode.

Today I’m talking about financial fatigue—that low-level mental exhaustion that comes from constantly having to think about, manage, and make decisions around money. It’s not that we don’t care or don’t know what to do—it’s that we’re overloaded.

In this episode, I share:

• What financial fatigue actually looks like in everyday life
• Why avoiding your finances can be a normal response (not a personal failure)
• The emotional weight behind money decisions—and why it’s not just about the numbers
• The cycle that keeps us stuck, and how to start shifting out of it

This conversation is really about changing the way we think about being “bad with money,” and creating a relationship with our finances that feels more manageable, more sustainable, and a lot less draining.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

Why does it feel like we’re always trying to keep up?

In this episode, I sit down with Ruchika Malhotra, author of Uncompete, to talk about how competition shows up for women—and how it can quietly create a sense of scarcity, impact our confidence, and shape the way we think about success and money.

We also explore what shifts when we move toward a more collaborative mindset, and how that can change the way we show up in our work and lives.

In this episode, we cover:

• Competition, comparison, and scarcity
• The link between self-worth and success
• How this impacts money decisions
• Moving from competition to collaboration

Connect with Ruchika:
Book: Uncompete – Rejecting Competition to Unlock Success
Website: https://uncompetebook.com
LinkedIn: Search “Ruchika Malhotra” for her latest work and newsletter

------------------------------------------------------------------------------------------------------

If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

 

Tax season isn’t just about forms, deadlines, and numbers — it brings up a lot more than we expect.

In this episode, I talk about the psychology of tax season — why it can feel so heavy, why so many of us avoid it, and what’s really going on underneath the surface. From procrastination and fear of getting it wrong, to deeper feelings of financial shame, this time of year can quietly stir up a lot.

If you’ve been putting off your taxes or feeling overwhelmed just thinking about them, you’re not alone — and there’s nothing wrong with you.

This episode will help you understand what’s coming up, so you can move through it with more awareness, less judgment, and a little more ease.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

This week, I'm talking with Courtney Townley, host of the Grace & Grit podcast and a leading voice in helping women navigate health, hormones, and reinvention with intention. Courtney’s work is all about helping women stop self-abandoning, regulate their nervous systems, and build lives rooted in power instead of pressure.

We talk about what it really looks like to live in alignment—and how to recognize when you’re stuck in what Courtney calls “integrity pain.” We get into the difference between the kind of stress that drains you versus the kind that actually helps you grow, the subtle hiding habits that keep us stuck, and how self-leadership and consistency shape not just our lives—but our relationship with money, too.

 

Connect with Courtney:

• Book: The Consistency Code (available at theconsistencycode.com and major online retailers)
• Website: graceandgrit.com
• Podcast: Grace & Grit

-----------------------------------------------------------------------------------------------------

If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

 

In today's episode, I explore a deeper layer of our spending habits—looking not at what our money is helping us move toward, but what it may be helping us avoid.

Building on the idea of the “upgraded self,” I share personal patterns I've noticed in her own life, from spending during moments of mental overwhelm to purchasing things that feel productive but actually delay decision-making. I also touch on the social side of spending—like over-giving or saying yes to things we don’t want—as a way to avoid discomfort in relationships.

At the core of the episode is a powerful shift: instead of focusing on discipline or restriction, I invite listeners to get curious. What if your spending isn’t random—but patterned? What if it’s helping you avoid something you already know you need to face?

This episode is a reminder that awareness—not perfection—is what creates real change. When you understand the “why” behind your spending, you give yourself the opportunity to choose differently.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

Today I’m really excited to share my conversation with psychiatrist and author, Dr. Ellen Vora. We dive into one of my favorite topics—anxiety—and explore it in a way that feels both grounding and empowering.

Dr. Vora takes a holistic, mind-body approach to anxiety, focusing on getting to the root rather than just managing symptoms. As you’ll hear throughout the conversation, there’s a powerful parallel to how we experience anxiety around money—so often, it’s not just about the numbers, but what’s happening beneath the surface.

 

About Dr. Ellen Vora:
Dr. Ellen Vora is a board-certified psychiatrist, acupuncturist, and the author of The Anatomy of Anxiety. She is known for her integrative approach to mental health, combining conventional psychiatry with functional medicine, mindfulness, and lifestyle-based interventions.

Rather than viewing anxiety as something to suppress, her work helps people understand it as meaningful information—often pointing to imbalances in the body, mind, or environment. Her approach challenges the traditional medicalization of stress and offers a more empowering, human-centered way to think about mental health.

 

Connect with Dr. Ellen Vora:

• Website: https://ellenvora.com/

• Instagram: @ellenvoramd

• Book: The Anatomy of Anxiety

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

 

In this week's episode, I explore the idea of the “upgraded version” of ourselves—the elevated identity we imagine when we think about who we want to become. Inspired by a simple desire to buy a J.Crew sweater, I unpack the deeper psychology behind why certain purchases feel like they’re bringing us closer to a more confident, composed, and secure version of ourselves.

I discuss how many of us quietly try to spend our way into becoming the person we believe we’re meant to be. But often, what we’re really seeking isn’t better clothes, a nicer home, or a bigger paycheck—it’s emotional safety, self-trust, and a sense of internal stability.

This episode invites you to look beyond the aesthetic upgrades and consider the deeper shifts that actually create lasting change.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here:
🎙️ Website: moneyisntscary.com
📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program. 

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!